Wealth Builder Blueprint:

Your First California Home

Stop funding your landlord's future and start building your own wealth

📅 Date: December 11, 2025 at 5:00 pm Pacific Time
🎥 Hosted by: Kristi Norton — The Home Loan Mom
🎟️ FREE 60-Minute Masterclass

Are You a HENRY?

You’re a HENRY — High Earner, Not Rich Yet

You make great money, but between high home prices and outdated advice, buying your first home in California feels impossible.

💸 You’ve heard you need 20% down.
⏳ You’re told to “wait until the market cools.”
🏠 And meanwhile, your rent check keeps building someone else’s wealth.

It’s not your fault — your playbook is outdated.

This free webinar will show you how to buy smarter, not harder.

In just 60 minutes, you’ll learn:

3 modern loan strategies that let HENRYs buy with as little as 3–5% down
✅ How to leverage your income, not your savings to qualify
✅ Why waiting for rates to drop could cost you thousands in lost equity
✅ The step-by-step plan to go from renter to homeowner — without freaking out

You’ll even receive my HENRY Homebuyer Checklist to follow after the session.

Meet Kristi Norton, The Home Loan Mom

Independent Loan Officer with NEXA Mortgage, the largest in the country | Clear, Compliant Guidance | First-Time Home Buyer Expert

When my husband and I were newlyweds in L.A., we thought we’d never be able to afford our own home.

Once we learned the new rules, everything changed—and that first home became our wealth foundation.

Now I help HENRYs across California do the same.

What You’ll Learn

In 60 minutes, you'll learn how to

Pay Less, Buy Sooner

Reduced down payment options

Leverage Income, Not Savings

Smart qualifying

Get Out of the Waiting Game

Equity > Timing

Real HENRY Results

Short stories from recent clients

⭐⭐⭐⭐⭐

"Kristi and [Team Home Loan Mom] worked to secure my home loan, even while I was out of the country! They were especially communicative and effective, and answered my questions quickly and clearly. Thanks to them, I was able to purchase my first home!"

IJW, San Diego

⭐⭐⭐⭐⭐

Kristi has been absolutely amazing to work with. My partner and I are first time homebuyers and working with Kristi has been such a pleasure. She has gone above and beyond for us from the first meeting and has been so informative helping us through this process. We are so so grateful we are able to work with her and cannot thank her enough!! We are so excited for this next chapter and couldn’t have done it without Kristi’s help!

Amelia, Escondido

Reserve Your Seat

Spaces are limited to ensure time for Q&A and personalized examples. Reserve your seat now to receive the live link, the California-specific playbook, and a bonus homeowners checklist.

We respect your privacy. Your details are used only for workshop delivery and compliance communication.

Compliance & Disclosures

This workshop provides education on loan structures and programs; it is not personal financial advice. Always verify eligibility directly with lenders and program administrators.

We will share names and sample scenarios. Any strategies involving gifts, overlays, or shared-equity arrangements include regulatory and tax considerations; consult a licensed advisor for individualized guidance. This is not a commitment to lend.

Kristine D Norton, NMLS#2031002
NEXA Mortgage LLC, NMLS#1660690
Local Mailing Address: 1155 Camino Del Mar #763, Del Mar, CA 92014
Corporate Address: 5559 S Sossaman Rd, Bldg #1-101, Mesa, AZ 85212
Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval and underwriting guidelines.
© 2025 The Home Loan Mom. All rights reserved.